NOW ACCEPTING APPLICATIONS

Does this sound familiar?:

  • Are you paying too much for rent?
  • Are you tired of dealing with unreliable landlords?
  • Do you want to purchase your own simple, decent, affordable home?
  • Do you qualify for a mortgage, but not enough to purchase a home that meets your family’s needs?

we can help.

what we offer

  • A monthly house payment you can afford.
  • Homebuyer education as part of our purchasing process.
  • Help with every step toward homeownership.
  • A safe, affordable home you can call your own.

who is eligible? 

Income Guidelines vary by family size.

Income guidelines 2020

 

You must meet three simple criteria:

1. the need for housing.

Defined as one (or more) of the following:

  • Your rent is not affordable (a.k.a. - You're currently paying more than 30% of your income toward housing.)
  • Poorly made, unhealthy, or inadequate housing.
  • Living in housing that is inaccessible for your disabilities.
  • You have other shelter needs.

2. the ability to pay

  • A steady income for the last 2 years.
  • Credit with no liens or judgments. 
  • Savings of a minimum of $1,500 with ability to save approximately $1,500 by date of closing.
  • Ability to qualify for a mortgage with a licensed lending institution.

3. the willingness to partner

  • Attend Home Buyer education courses in person and online
  • Engage in community service projects
  • Contribute “sweat equity” days building with Habitat
  • Commit to owner occupancy

 

Click below to download application

 

Download Application Form