NOW ACCEPTING APPLICATIONS

Does this sound familiar?:

• Are you paying too much for rent?
• Are you tired of dealing with unreliable landlords?
• Do you want to purchase your own simple, decent, affordable home?
• Do you qualify for a mortgage, but not enough to purchase a home that meets your family’s needs?

we can help.

what we offer

• A monthly house payment you can afford.
• Homebuyer education as part of our purchasing process.
• Help with every step toward homeownership.
• A safe, affordable home you can call your own.

who is eligible? 

Income Guidelines vary by family size.

You must meet three simple criteria:

1. the need for housing.

Defined as one (or more) of the following:

• Your rent is not affordable (a.k.a. - You're currently paying more than 30% of your income toward housing.)
• Poorly made, unhealthy, or inadequate housing.
• Living in housing that is inaccessible for your disabilities.
• You have other shelter needs.

2. the ability to pay

• A steady income for the last 2 years.
• Credit with no liens or judgments. 
• Savings of a minimum of $1,500 with ability to save approximately $1,500 by date of closing.
• Ability to qualify for a mortgage with a licensed lending institution.

3. the willingness to partner

• Attend Home Buyer education courses in person and online
• Engage in community service projects
• Contribute “sweat equity” days building with Habitat
• Commit to owner occupancy

Click below to download application